Find The Best Financing Option For Your Business

Our Financing Options

Merchant Cash Advance

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Short Term Business Loans

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Business Line of Credit

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Term Loan

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Business Loan Consolidation

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Need Funding Now?

Montage Business Financial offers a wide range of business financing options. Call a loan specialist at (844) 692-2747 to discuss the best financing option for your business. Time is of the essence, and as direct lenders we assure a quick funding process with zero brokerage fees. To date, MBF has funded over $350 million to 3000+ small and mid-sized businesses nationwide.

The MBF mission is to help your business grow by providing the best financing option for your business.

We narrowed down some of our popular options to help you get started right away!

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Merchant Cash Advance

Our Merchant Cash Advance option is an accelerated funding program to help businesses that require quick working capital to cover expenses and bridge any cash flow gap. This program is non-collateral based which can be great for relatively new businesses (which typically don't have collateral) or any business that does not want to use collateral to obtain financing. This type of funding does not have the banks' "red-tape" around it, meaning it is flexible and requires a minimum amount of paperwork and a short time to secure, as opposed to a bank loan which takes up to 3 months to find out you were declined. For those with bad credit, small business funding is still an option at MBF. Apply now to get started with unsecured business funding right away.

Qualifications

  • Credit Score 500+.
  • Minimum 6 Months In Business.
  • Tax Lien or Past Bankruptcy Accepted.
  • $100k In Annual Revenues and Above.
  • No Collateral Required.

Funding Amount

$2,000 - $300,000.

Early Payment

Discount Option Available, No Penalties.

Interest Rates

Starting At 10% and Up.

Average Time To Secure Funds

19/Hrs.

Term Duration

90 days - 12 Months.

Short Term Business Loans

Our short-term business loans option is ideal for businesses that need to "fill in" cash flow gaps in order to secure more business opportunities. A short-term loan is typically approved for a 3-12 month period. This remains one of the popular financing options for small business and is recommended for business owners with lower credit scores.

Qualifications

  • Credit Score 500+.
  • Minimum 9 Months In Business. 
  • Tax Lien or Past Bankruptcy Accepted.
  • $100k In Annual Revenues and Above.
  • No Collateral Required.

Funding Amount

$10,000 - $300,000.

Early Payment

Discount Option Available, No Penalties.

Interest Rates

Starting At 10% and Up

Average Time To Secure Funds

24/Hrs.

Term Duration

90 Days to 12 Months.

Business Line of Credit

Our Business Line of Credit works as follows: The business owner applies and gets approved for a max credit line. The business owner can then draw on any amount up to the max credit line. The remainder of the funds are READILY AVAILABLE at the borrower's disposal to draw upon at any given time. This option is great for a business owner who has an approval of funds but does not want to draw on the full amount and pay extra interest on unused capital. In summary: Take funds as you need, ONLY pay interest on funds you take.

Qualifications

  • Credit Score of 625+.
  • Minimum 2 Years As a Business Entity.
  • No Recent Bankruptcies or Foreclosures. 
  • Tax Liens Are Accepted.
  • $150k In Annual Revenues and Above. 

Funding Amount

$10,000 - $5,000,000. 

Early Payment

Discount Option Available, No Penalties.

Interest Rates

Starting At 5% and up.

Average Time To Secure Funds

 24/Hrs. 

Term Duration

180 Days - 5 Years. 

SBA Loan

SBA (Small Business Administration) Loans remain Montage Business Financial's highest ranking loan option. These loans are most popular with small to medium sized businesses who otherwise are not able to secure low-interest/long-term flexible financing and remains a sought after business loan with low interest rate.

Qualifications

  • Credit Score of 680+.
  • 2 Years As a Business Entity
  • Collateral Based.
  • 85% Loan To Value.

Funding Amount

$25,000 - $5,000,000

Early Payment

Penalties May Apply

Interest Rates

Starting At 3.5%.

Average Time To Secure Funds

2 weeks

Term Duration

1 - 30Years.

Required Documents

  • Most Recent Tax Return
  • Up-to-date Financials.

Term Loan

A term loan is repaid in regular payments over a longer period of time. Term loans usually last between 1 and 5 years, but may last as long as 30 years in some cases. This is a great option to increase capital in order to scale your business steadily.

Qualifications

  • Credit Score of 625+.
  • Minimum 2 Years As a Business Entity.
  • No Recent Bankruptcies or Foreclosures.
  • Minimum $200K In Annual Revenues.

Funding Amount

$50,000 - $1,000,000.

Early Payment

Discount Option Available, Penalties May Apply

Interest Rates

Starting At 6% and Above.

Average Time To Secure Funds

72/Hrs.

Term Duration

1 Year - 5 Years.

Business Loan Consolidation

Businesses that have multiple loans and large debt can run into major cash flow issues. These issues can slow business growth down to a halt and unfortunately drive a company into bankruptcy. The Montage Business Financial Solution is to consolidate these loans into ONE position with ONE payment, lower interest rates, extend loan terms, and inject much needed capital into the business. Our business loan consolidation loan/loans program has helped countless businesses save money.

Qualifications

  • Credit Score of 550+.
  • Minimum 6 Months As A Business Entity.
  • Minimum $100K In Annual Revenues.
  • No Recent Bankruptcies Or Foreclosures.

Funding Amount

$5,000 - $1,000,000.

Early Payment

Discount Option Available, No Penalties.

Interest Rates

Starting at 7% and Up.

Average Time To Secure Funds

19/Hrs.

Term Duration

30 Days - 18 Months.

3 Helpful Tips to Keep in Mind When Applying For Fast Working Capital!

Applying for fast working capital can seem a bit overwhelming. These 3 tips will help you prepare for a quick and easy funding process.

Ask Yourself These 2 Questions:

1) “How will I apply the funding to make my business grow and become more successful?” Having fast working capital available can be a great tool to help grow and expand your business when used properly. Have a clear execution plan so that once you’re funded you are maximizing your capital to its full potential!
2) “How much funding does my business need to succeed?“ Once you’ve come up with a plan on how to apply the capital you then need to ask yourself how much capital you really need in order to propel your business forward.

Explore All Of Your Options!

At MBF we offer a wide range of financing options. Before making a decision be sure to check with your loan specialist to see if you are choosing the best financing option for your business needs.

Organization!

Having some basic info. about your business in front of you will make the application process a lot faster. Here is a short list of some information/documentation you may need when applying.


  • Most recent 3 months of your business' bank statements.
  • Your businesses monthly/yearly revenue.
  • Your business Tax ID.
  • Information regarding existing loans like amounts taken and with which lender.

Get the funding you need, today!